Cost of Assisted Living in Scottsdale, AZ
The average cost of assisted living in Scottsdale is $5,100/month, with options ranging from $3,500 to $8,000 depending on room type and level of care. Scottsdale assisted living costs average $600/month above the national average, reflecting the premium resort-style communities available.
Scottsdale Assisted Living Cost by Room Type
The biggest factor in monthly cost is the type of room. Here's what to expect in Scottsdale for 2026:
| Room Type | Monthly |
|---|---|
| Shared Room | $3,500 |
| Private Studio | $4,600 |
| One Bedroom | $5,400 |
| Two Bedroom / Suite | $7,200 |
| Memory Care | $6,200 |
Costs are estimates based on 2026 market data. Actual prices vary by facility, amenities, and care level.
How Scottsdale Compares to Nearby Cities
See how assisted living costs in Scottsdale stack up against other Phoenix metro cities.
What Affects the Cost in Scottsdale?
- 1Level of care needed — higher acuity means higher monthly cost
- 2Room type and size — studios cost significantly less than suites
- 3Luxury amenities — resort-style communities with spas and pools cost more
- 4Location — Old Town Scottsdale and McCormick Ranch areas are premium
- 5Chef-prepared meals and dietary accommodations add to base cost
- 6Specialized memory care programs carry higher staffing costs
How to Pay for Assisted Living in Scottsdale
Most families use a combination of funding sources. Here are the options available to Scottsdale residents:
Private Pay
Personal savings, retirement funds, or family contributions
Most common in Scottsdale — covers 100% of costs
ALTCS (Arizona Medicaid)
Arizona's long-term care Medicaid program for qualifying residents
Limited acceptance at luxury facilities; call to verify
Veterans Benefits (Aid & Attendance)
VA pension benefit for wartime veterans or surviving spouses
Up to $2,431/mo for veterans, $1,318/mo for surviving spouses
Long-Term Care Insurance
Private insurance policies purchased before needing care
Widely accepted; covers partial or full cost
Life Insurance Conversion
Convert an existing life insurance policy into care funding
Can unlock 50-75% of policy face value
Bridge Loans / Care Financing
Short-term financing while waiting for home sale or benefits approval
3-12 month terms; interest rates vary
5 Ways to Reduce Assisted Living Costs
Choose a shared room
Shared rooms in Scottsdale can save $500-$1,200/month compared to private rooms.
Apply for ALTCS early
Arizona's Medicaid program takes 45-90 days to process. Start the application before you need care.
Ask about move-in specials
Many facilities offer the first month free or reduced community fees for new residents.
Consider smaller group homes
Licensed group homes with 10-15 residents often cost 20-30% less than large communities.
Get a free cost assessment
Our advisors know the actual (not listed) prices at every facility and can find options in your budget.
Frequently Asked Questions
How much does assisted living cost in Scottsdale?
The average cost of assisted living in Scottsdale is $5,100 per month in 2026. Costs range from $3,500 for shared rooms to $8,000 for premium private suites. Memory care averages $6,200/month.
Does Medicare pay for assisted living in Scottsdale?
No, Medicare does not cover assisted living. However, Arizona's ALTCS (Medicaid) program does cover assisted living for qualifying residents. Other options include VA benefits, long-term care insurance, and life insurance conversion.
What is included in the monthly cost?
Most assisted living facilities in Scottsdale include room and board, three meals daily, medication management, personal care assistance, housekeeping, laundry, activities, and 24/7 emergency response. Some communities charge extra for higher levels of care or specialized services.
Is Scottsdale expensive compared to other cities?
Scottsdale assisted living costs average $600/month above the national average, reflecting the premium resort-style communities available. The national average for assisted living is $4,500/month.
Need Help Finding Care in Scottsdale?
Our local advisors know every facility in Scottsdale. Get personalized recommendations — completely free.
No cost. No obligation. Speak to a real person.
Scottsdale Cost Summary
- Average Cost
- $5,100/mo
- Low End
- $3,500/mo
- High End
- $8,000/mo
- Memory Care
- $6,200/mo
- National Avg
- $4,500/mo
- Facilities
- 42+
Get a Free Cost Estimate for Scottsdale
Our advisor knows the actual pricing at every facility in Scottsdale — not just the listed rates. Tell us your budget and we'll find the best match.